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Down Payment Assistance
The City of Worcester has provided the following Down Payment Assistance Guidelines.

MassHousing Homebuyer 9-Part Video Series
The series begins with an introduction to MassHousing and our homebuyer programs and then guides the homebuyer through such topics as determining one's readiness for homeownership; where to begin; the importance of homebuyer education; finding a lender; the benefits of a MassHousing loan; and working with a Realtor. Watch Now!

Buy Worcester Now Programs

First Time Homebuyer Down Payment Assistance

The City of Worcester has provided the following documentation for Down Payment Assistance Guidelines.

Worcester Lead Abatement Program

Program Overview

Properties that have lead-based paint hazards may be eligible for grant funded assistance for lead abatement services through the City of Worcester's Lead Paint Abatement Program. In order to obtain more information regarding the program, applicants are encouraged to contact the City of Worcester's Division of Housing Development at (508) 799-1400, or through the City of Worcester Website.

Additional Resources - First Time Home Buyer Education Classes and Housing Counseling

Buying a home can be one of the most confusing and complicated financial transactions of the prospective buyer's life. Home buyer education classes from a HUD-certified housing counselor can help prospective buyers avoid costly mistakes, and can often help the buyer avoid foreclosure or default by providing education about financing, grants and budgeting prior to the purchase. Studies have shown that first-time home buyers who have attended HUD-certified home buyer education classes have a greater ability to handle problems that often occur with homeownership.

All Program applicants must attend a Massachusetts Homeownership Collaborative approved housing counseling agencies approved home buyer education class from a HUD-certified housing counselor prior to receiving written approval for a Program grant. The home buyer education class will cover the following topics, at a minimum: preparing for homeownership; available financing; credit analysis; grant closing; homeownership responsibilities; home maintenance; the impact of refinancing, and grant servicing. The applicant must attend and receive a certificate of completion of a Massachusetts Homeownership Collaborative-accredited first time home buyer course, usually consisting of eight hours of instruction and provide the Program staff with a copy of the certificate prior to close of the home purchase.

Local providers, within the City of Worcester, that meets Program requirements:

NeighborWorks® HomeOwnership Center of Central Massachusetts
Address: 138 Green Street, Suite 4, Worcester, MA 01604
Phone: (508) 791-2170
Website: www.hoccm.org

RCAP Solutions Housing and Consumer Education Center
Address: 12 East Worcester Street, Worcester, MA 01604
Phone: (508) 769-3481
Website: www.rcapsolutions.org

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